Wych Limited



Wych is an all-in-one platform that integrates

  • Data Holder and Data Recipient services
  • Data insights
  • Personal financial management
  • Payment capabilities.

This enables our customers to comply with their regulatory data sharing requirements and meet the needs of data recipients. Additionally, Wych currently provides access to the open data ecosystems across both Australia and New Zealand.

Why are we here?

CDR (Consumer Data Right) has been live in Australia since July 2020, and available in the UK for 5 years as of 13 January 2023. The hope is that open banking will revolutionise the financial industry, bringing users more control over their finances, creating opportunities for new, enhanced services and products with open data sharing, and adding layers of security to customer bank information.

Despite the clear benefits of open banking, another way of obtaining financial data – screen scraping – is still being used and promoted today by many of the other intermediary service providers in Australia. The practice has been gathering criticism from experts, highlighting potential worrying use cases, as well as the risk it poses for data breaches. Given there were more than 497 notifiable data breaches in Australia alone in the last 6 months of 2022, they are becoming bigger and more frequent. Think Optus and Medicare…

Screen scraping has also been referred to by regulators as being “unsecure, inefficient, unregulated, and an unreliable method of data sharing,” according to their findings.

Wych focuses on a standards-only approach to ensure consumer data is protected and not put at any unnecessary risk. This core value is the main driver for the creation of Wych Data Holder as a Service, data holders often have the right data just not in the correct form or in the correct place. Wych helps these organisations meet their obligations with high quality data for less than the price of a full time employee.

For organisations that want to access clean, verified and useful data in this constrained skills market, it is rare they would have adequate development resources to build, secure and maintain a CDR platform unless they are a major enterprise.

Wych provides CDR access and comes to the rescue:

  • If a customer can access APIs and build their own outcome, Wych has the APIs.
  • If the customer just wants answers they can request the outcome from our insights service.
  • Finally, if the customer wants a no-code solution they can request and access the outcomes via our self-service console.

Customer benefit:

  • Reduce time to market
  • Right fit service - API vs No-code options
  • Multi-market offering - AU & NZ in one service
  • Read and write - allowing access to payments and data
  • Fully white-labelled solution for a B2B2C as well as B2B

Finally Wych is an independent organisation which means we have no conflict of interest when it comes to supporting our customers, we aren’t owned by their competitor or offer a competing service.

Highlights & Milestones

Cras eleifend purus vitae mattis imperdiet.

Integer fringilla mi ut sem tincidunt, in sagittis odio mollis. Suspendisse a diam lectus. Cras at suscipit risus.

Fusce gravida, ante quis mattis ultricies, lorem neque suscipit ex, semper tincidunt dui mi sit amet elit.

Fusce scelerisque massa sit amet turpis rutrum semper.

Donec ac orci aliquet, tincidun

Open an account to get
access to more details

Problem and Solution

Proin auctor bibendum ex, non condimentum tortor sodales vitae. Ut feugiat at lorem accumsan consequat.

Suspendisse ac condimentum ipsum, sit amet auctor dui. Aliquam pretium justo in commodo varius.

Pellentesque elementum felis non urna vulputate, non posuere metus suscipit.

Aenean lacinia id quam a lobortis. Cras nibh lorem, vulputate eget purus elementum, pharetra condimentum elit.

Quisque et sagittis ex, vitae ultrices nulla. Vivamus dapibus blandit libero, et scelerisque dui ullamcorper ut. Vivamus ut molestie ex. Integer eget tempus mauris. Quisque volutpat pulvinar urna, posuere pharetra ex auctor vel. Sed id lacus tortor. Proin nisl turpis, tempus a leo in, lacinia volutpat orci.

Aenean nulla nibh, porta a dignissim vitae, laoreet vitae lacus. Nunc in aliquet urna. Vivamus vel turpis a mi consequat venenatis. Pellentesque tincidunt ante ut urna accumsan lacinia. Sed sed enim volutpat, malesuada metus ut, lobortis lectus. Sed vulputate fringilla justo, sed condimentum tellus fermentum sit amet. Pellentesque tempus elit id dapibus ornare. Phasellus accumsan suscipit elit. Donec eget libero eget neque cursus bibendum. Praesent lacinia felis et aliquam condimentum. Proin vestibulum posuere tortor at finibus. Etiam posuere neque eu elit sollicitudin sollicitudin. Sed viverra ante eros, et maximus tortor viverra et.

Quisque a nunc maximus, eleifend est eget, mattis mauris. Aliquam non eleif

Open an account to get
access to more details

Competitive Advantage

Ut dignissim eget felis non ultrices. Vivamus fermentum erat at velit varius molestie.

Duis vitae mi neque. Donec tincidunt, dolor luctus lobortis ultrices, turpis eros cursus turpis, maximus tempor lectus lectus vel diam.

Proin neque lacus, semper vel ex at, eleifend rhoncus est.

Cras non nisi urna. Sed feugiat dignissim erat, eget convallis nisl blandit a.
Nullam fringilla diam eget dui placerat fermentum. Maecenas malesuada viverra leo eu bibendum. Nam vulputate enim velit, eu pretium justo tristique ac.

Nam vitae varius augue. Nam pharetra facilisis elementum. Sed nisl risus, vestibulum ut velit at, dapibus sagittis arcu.
Nullam sed dolor suscipit, efficitur enim quis, vestibulum sapien. Nunc convallis mauris nec nibh mollis, eget aliquet odio tincidunt.
Phasellus faucibus sem mauris, sed iaculis nisl egestas sed.
Sed sit amet gravida elit, sagittis sollicitudin nulla. Vivamus auctor arcu eu scelerisque convallis. Phasellus scelerisque ultrices tincidunt. Curabitur odio libero, faucibus et felis nec, pulvinar facilisis urna. Interdum et malesuada fames ac ante ipsum primis in faucibus. Maecenas ultrices in velit at ultrices.

Pellentesque tempor a risus in elementum. Proin malesuada mauris et mauris bibendum laoreet. Vivamus maximus nulla volutpat, ornare lorem a, vulputate enim.

In dui nisl, vestibulum eu finibus pretium, eleifend et eros. Vivamus in venenatis risus, ut dictum velit. Praesent rh

Open an account to get
access to more details

Key Clients

Pellentesque tempor a risus in elementum. Proin malesuada mauris et mauris bibendum

Open an account to get
access to more details

See more exiting opportunities on CapitalHQ


BetterX offers B2B and B2B2C white-label and API driven software solutions to traditional institutions to offer digital asset services to their clients.

Australia AUD
Fintech Seed Round


Paycepaid is a Software as a Service debt collection solution unlike any on the market today with a heavy focus on the debtor. Empowering businesses to manage their end to end collections while providing debtors with a magnitude of options to reduce financial stress and anxiety.

Australia AUD
Online Marketplace Seed Round

Wholesale Investor

Wholesale Investor, with over 45,000 subscribers, is a leading private capital marketplace operating across Australia, Singapore, and the UK. It has a 15-year track record of connecting private market opportunities with HNW, professional, and family office investors. In just 4 years, our product...

Australia AUD
Fintech Series B+ Software-as-a-Service


Primal Organix has created the world’s first botanically derived Terpene blended anti-anxiety health supplement that manages anxiety in minutes. Our purpose is to support positive mental ill-health and well-being in all human beings.

Australia AUD
Healthcare Series A

Sustainable Fintech Fund

Startupbootcamp, the #1 Accelerator in the world outside of the US, established in 2010, operates in 27 countries around the globe, has accelerated over 1600+ startups with a success rate of 76% remaining active, raised over $2.2B in total funding, a network of more than 300+ investors, 5000...

Australia AUD
Fintech Fund

Surf Lakes Holdings (Secondary Market Transaction)

Surf Lakes established in 2016, is an unlisted public company which provides a technologically advanced wave-generating device and bathymetric reef designs to theme, amusement and water sports parks operators. The Company in its short time of operations has been able to set its footprints...

Australia AUD
Sportech Pre-IPO

Rocking Horse

We provide R&D finance up to $30M for high potential innovative firms undertaking eligible R&D activities.

Australia AUD
Consumer Finance None


Sustainability performance and stakeholder communications are now fundamental to overall corporate profitability and impact. Misio simplifies a complex eco-system to help large & listed companies shift the sustainability narrative out from annual reports into easy to understand digital...

Australia AUD
Sustainability Bridging Round


Powering diagnostics with protein signatures. Pictor is transforming health with its patented platform providing accessible, affordable, and scalable diagnostic solutions across the human and animal health verticals. PictArray can detect up to 10 diseases or biomarkers from one small serum, milk,...

flag_new zealand
New Zealand NZD
Biotechnology Series B+

National Property Group

National Property Group (NPG) is a trusted alternative provider of property data and insights empowering informed decisions for all property market participants. NPG relaunched its property data & analytics intelligence platform in 2021, delivering instant insights from more than 40 years of...

Australia AUD
Proptech Series B+


Novapep, an Australian/US biotech, has developed a patented peptide structure called biparediteTM as an oral inflammatory bowel disease therapy, which will be a cost effective first-in-class drug. Biparetide has been shown in animals to be as effective as expensive, injectable biologic drugs (a...

Australia AUD
Biotechnology Seed Round

Join over 45,000+ sophisticated investors

Join Now