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Joust

Australia|Financial Services

Overview - Highly Scalable Digital Home Loans Marketplace

Joust is Australia’s only home and investment loan auction marketplace. Joust is a two-sided marketplace that matches borrowers with lenders at a depth and simplicity never imagined by the market. By providing dynamic pricing through its platform, Joust allows consumers on one side to get the best deal while lenders on the other gain access to highly qualified customers at low CAC. 

In a complex online ecosystem, consumers cannot easily access the best home loan rates and products to suit their specific needs. While lenders - in both the direct lender and mortgage broker sector - struggle to acquire new customers and manage risk effectively. 

The Joust business is growing at c. 100% YoY and has strong product-market fit both from a supply (direct lender and brokers) and demand side.

  • Consumer Demand: The business is currently generating over $400M in home loan opportunity per month from Australian borrowers.
  • Proven Model: Consumers who refinance through Joust, save, on average, $3,300 a year on their mortgage repayments.
  • Supplier Lock-In: Joust has over 50 lender side partners in both the mortgage broker and direct lender sectors.
  • Large Addressable Supply-Side Market and Consumer Demand: The buisness is achieving significant growth in the broking sector (70% of the home loan market in Australia), and has an adressable market of almost 18,000 mortgage brokers in that sector. While 9 in 10 Australians now search for their home loan online.
  • Environmental Tail Winds: The business enjoys a range of macro tailwinds created by the volatile interest rate environment and the large volume of fixed and principal plus interest loans rolling off fixed rates in Australia ($500 billion) over the next 24 months.
  • Multiple Recurring Revenue Streams: The buisness model is underpinned by multiple revenue streams in a market worth over $2B per year (the 3rd party commissions paid on home loans in Australia).
  • Exsiting Scalable Technology: The platform is robust and scalable, and the business has exceptional momentum. Further funding will be used to drive audience and revenue milestones and continue to build market share.

Problem and Solution

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Market Opportunity

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Competitive Advantage

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Duis vitae mi neque.



Donec tincidunt, dolor luctus lobortis ultrices, turpis eros cursus turpis, maximus tempor lectus lectus vel diam.



Proin neque lacus, semper vel ex at, eleifend rhoncus est.

Cras non nisi urna. Sed feugiat dignissim erat, eget convallis nisl blandit a. Nullam fringilla diam eget dui placerat fermentum. Maecenas malesuada viverra leo eu bibendum. Nam vulputate enim velit, eu pretium justo tristique ac.



Nam vitae varius augue. Nam pharetra facilisis elementum. Sed nisl risus, vestibulum ut velit at, dapibus sagittis arcu. Nullam sed dolor suscipit, efficitur enim quis, vestibulum sapien. Nunc convallis mauris nec nibh mollis, eget aliquet odio tincidunt.

Phasellus faucibus sem mauris, sed iaculis nisl egestas sed. Sed sit amet gravida elit, sagittis sollicitudin nulla. Vivamus auctor arcu eu scelerisque convallis. Phasellus scelerisque ultrices tincidunt. Curabitur odio libero, faucibus et felis nec, pulvinar facilisis urna. Interdum et malesuada fames ac ante ipsum primis in faucibus. Maecenas ultrices in velit at ultrices.



Pellentesque tempor a risus in elementum. Proin malesuada mauris et mauris bibendum laoreet. Vivamus maximus nulla volutpat, ornare lorem a, vulputate enim.

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Highlights & Milestones

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